Pet insurance comparison

Premium

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Benefit limits

Illness surgery S$2,500–18,000; non-surgical illness S$700–5,000, by tier. Limits apply per incident and in aggregate.

Your share

Illness surgery: 20% if enrolled before 5, 30% before 9. Non-surgical illness: 50%. Accident deductible S$50; liability deductible S$500.

Entry age

At least 8 weeks and below 9 years at first commencement.

Waiting periods

Accidental injury: 1 month. Illness: 3 months.

Check before buying

Furtastic, Ultipaw and Pawsh include limited wellness benefits. Pre-existing, hereditary, congenital and skin conditions are listed exclusions.

Provider terms · Brochure

Premium

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Benefit limits

Clinical/surgical annual limits S$6,000 / 12,000 / 22,000. Overall annual limits S$8,500 / 15,000 / 27,000 include other benefits and sublimits.

Your share

20% before entry age 4, 30% before 7, 40% before 9. S$250 deductible follows co-insurance for applicable benefits.

Entry age

At least 16 weeks and below 9 years at commencement.

Waiting periods

Sickness: 90 days. Specified hereditary/congenital conditions: 12 months, with enrolment before age 6.

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Clinical examination required before or within 30 days of commencement. Check accident benefit, treatment sublimits and exclusions separately.

Provider terms

Premium

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Benefit limits

Hospitalisation/surgery: S$5,000 / 10,000 / 20,000 annually. Outpatient non-surgical care is optional, with its own limits.

Your share

S$200 per surgery before co-payment: 20% if enrolled before 5, 40% from 5 to 9. An optional benefit reduces these amounts.

Entry age

16 weeks to 9 years at commencement; other eligibility conditions apply.

Waiting periods

Injury: 14 days. Illness: 60 days. Selected hereditary/congenital conditions: 12 months, subject to age and exclusions.

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Microchip, licence and core vaccinations required. Liability and chemotherapy are optional benefits; check your selected covers.

Provider terms

Premium

Request a current quote for your dog and tier.

Benefit limits

Lifetime cap S$10,000–45,000 for sections 1–3. Separate limits: illness surgery S$2,000–15,000; non-surgical illness and accident S$500–3,500.

Your share

Illness deductible S$200; accident deductible S$50. Co-insurance: 20% if enrolled before 4, 30% before 9. Check benefit-specific calculation.

Entry age

At least 8 weeks and below 9 years at commencement.

Waiting periods

Illness: 3 months. Accident: 1 month. Specified congenital/hereditary cover: 12 months and examination-form requirements.

Check before buying

Lifetime caps are not annual allowances. Microchip, licence and vaccinations required; read the examination deadlines and exceptions.

Provider terms